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Is it expensive?

With over half a million short term policies sold already many people don't think so. But it only takes less than a minute to get a quote so why not go for it.

How long do policies last for?

You can choose any number of days between a single 24 hour period and four weeks.

Can I trust it?

Insurance companies trading in the UK have to go through a rigorous vetting procedure before they are authorised by the Financial Conduct Authority which tightly regulates them. In the (very unlikely) event of an authorised insurer going bust there is a fund called the Financial Services Compensation Scheme that you can apply to.

Who can apply?

Motorists must be over 18/under 75 and have held a full UK driving licence for at least 6 months or an EU licence for at least a year. As usual  driving records, postcodes, ages etc are taken into consideration when calculating eligibility or premiums so the cleaner the licence the better. The best way to find out whether or not you would qualify would be to get a quote.

What sort of car can I insure?

You can insure a vehicle that you own, or a borrowed/shared one that you have the owner's permission to drive.  You cannot insure a hired car on this type of policy however. To keep costs down all the temporary car insurance companies have lists of cars that they will accept. If the one you want to insure isn't on a list it cannot be covered, unfortunately, but the majority of applicants have no problem. Different insurers have different criteria but generally it must be UK registered and kept in the UK, unmodified, with no more than six seats. See the policy details of the company you choose to deal with  for any other conditions.

What sort of cover can I get?

A standard policy is usually comprehensive for driving in the UK and the equivalent of third party only for driving through EU countries. There are usually options for upgrading to comprehensive for EU travel and for including roadside assistance. Most companies have a maximum they will pay for damage to an insured person's own vehicle; a ball park figure for this is 40,000 but it can very so, again, check the documentation if you are insuring a particularly valuable car.

How do I buy it?

You will need to know the registration details of the car you want to insure, when you want the cover to start, your credit card details (of course!) and how long you want to insure it for. Some insurers (not all) will also ask for your driving licence details. Visit a short term insurance company's website, and spend less than a minute getting a quote. If it's acceptable you could have a policy in place and your documentation delivered to you electronically within just a few minutes more.

Please click here for a quote!

Copyright  2014Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We receive from them a commission of 16 per policy purchased; this will not affect the premium you pay for your policy in any way.